Finance
Farmers & Merchants Bancorp Marks 90 Years of Dividends and Community Impact
Farmers & Merchants Bancorp (OTCQX: FMCB), the parent company of Farmers & Merchants Bank of Central California, recently reached a significant milestone by paying its...
Mortgage Rates Tick Higher, Applications Cool for the Week
The 30-year fixed-rate mortgage, the lending mainstay for American homebuyers, continues to keep borrowers on their toes. This week, the average contract interest rate for...
White River Bancshares Reports Record Quarter as Loan and Deposit Growth Drive Strong Performance
White River Bancshares Company, the parent of Signature Bank of Arkansas (OTCQX: WRIV), has delivered its strongest financial results to date, marking a milestone as...
Buy Now, Pay Later Loans Are About to Shake Up Your Credit Score
If you’ve used a buy now, pay later (BNPL) service to split up the cost of concert tickets or a new pair of sneakers, you’re...
The Opportunities and Risks of the $1.7 Trillion Private Credit Market
Private credit, once a niche corner of finance focused on middle-market borrowers, has rapidly expanded into a $1.7 trillion industry. The sector’s rise has been...
Fed Vice Chair Michelle Bowman Backs July Rate Cut, Highlights Division at Central Bank
Federal Reserve Vice Chair for Supervision Michelle Bowman has publicly supported a potential interest rate cut at the Federal Open Market Committee’s (FOMC) July meeting,...
Experian and HomeFree-USA Launch Free Credit Tool to Help More Americans Become Homeowners
For many Americans, the dream of homeownership can feel just out of reach. Credit scores, down payments, and rising home prices often stand in the...
States Sacrifice Tax Revenue to Attract Data Centers Amid Tech Expansion
As the demand for data centers surges with the growth of cloud computing, artificial intelligence, and digital services, U.S. states are increasingly competing to lure...
Fed Governor Waller Advocates for Early Rate Cuts Amid Inflation Outlook
Federal Reserve Governor Christopher Waller expressed on Friday that tariffs are unlikely to cause a significant rise in inflation. Given this outlook, he suggested that...
Fed Holds Rates Steady, Signals Cautious Path Ahead
The Federal Reserve left its key interest rate unchanged this week, keeping the target range at 4.25% to 4.5%, where it has sat since December....
